Do you only handle new construction loans?

DO YOU ONLY OFFER FINANCING FOR NEW CONSTRUCTION HOMES?

DO YOU ONLY OFFER FINANCING FOR NEW CONSTRUCTION HOMES?

DO YOU ONLY OFFER FINANCING FOR NEW CONSTRUCTION HOMES?

No — while we are proud to be the preferred lender for John Balfanz Homes communities, we are a full-service mortgage company. We provide financing for any home purchase, whether it’s a new build, an existing home, an investment property, or a vacation home. Our team works with buyers across a variety of price points, property types, and locations.

DO YOU ONLY OFFER FINANCING FOR NEW CONSTRUCTION HOMES?

DO YOU ONLY OFFER FINANCING FOR NEW CONSTRUCTION HOMES?

DO YOU ONLY OFFER FINANCING FOR NEW CONSTRUCTION HOMES?

DO YOU ONLY OFFER FINANCING FOR NEW CONSTRUCTION HOMES?

Not at all. In addition to new construction loans, we specialize in refinancing existing mortgages, financing resale/existing homes, and offering specialty loan programs. As an independent mortgage broker, we partner with multiple lenders, giving you more options for competitive rates and flexible terms — whether your home is brand new or decades old.

DO YOU ONLY OFFER FINANCING FOR NEW CONSTRUCTION HOMES?

What types of loans do you offer?

Will applying affect my credit score?

DO YOU ONLY OFFER FINANCING FOR NEW CONSTRUCTION HOMES?

Conventional, FHA, VA, and USDA loans

Jumbo loans for high-value properties

Investment property loans

DSCR (Debt Service Coverage Ratio) loans for investors

Bank statement programs for self-employed buyers
Because we are a broker, we can shop multiple lenders on your behalf to find the best loan program for your goals.

DO YOU ONLY OFFER FINANCING FOR NEW CONSTRUCTION HOMES?

DO YOU ONLY OFFER FINANCING FOR NEW CONSTRUCTION HOMES?

DO YOU ONLY OFFER FINANCING FOR NEW CONSTRUCTION HOMES?

DO YOU ONLY OFFER FINANCING FOR NEW CONSTRUCTION HOMES?

Your initial application uses a soft credit check, which means it has no impact on your credit score. This allows us to review your information, discuss your options, and give you an accurate picture of your buying power without a hard inquiry. A hard credit check will only be performed later in the process, once you are ready to move forward with your loan.